Have any questions, please just give us a call… 0131 287 2389
Have any questions, please just give us a call… 0131 287 2389
We have access to over 100 lenders and search the market to find the mortgage that’s right for you.
Founded in Edinburgh in 2015, Gateway began as an insurance brokerage dedicated to helping clients secure the right protection. Since then, we’ve expanded across Scotland and into England, bringing our trusted advice and expertise to mortgages, insurance and financial services.
The internet might make it seem easy to compare deals – but some of the best products simply aren’t available on comparison sites. As an independent mortgage broker, we have access to exclusive mortgage and finance products you won’t find elsewhere.
Buying a property is one of the biggest financial commitments you’ll ever make. Whether it’s your first home or an addition to your portfolio, we have access to over 100 lenders and will search the whole market to find the mortgage that’s right for you.
Whether you’re upsizing, downsizing or relocating, we’ll help you make your next move stress-free. Our whole-of-market approach ensures you find the most suitable mortgage for your changing needs.
Investing in property can be rewarding when you have the right finance in place. We’ll help you navigate buy-to-let criteria and find competitive mortgage options that maximise your return.
Whether you’re looking to save money or release equity from your home, we’ll find the most suitable remortgage deal for you. Our experts compare rates across the market to help you make the most of your mortgage.
If you’re self-employed, proving your income can be more complex — but we make it simple. Our advisers understand how different lenders assess applications and will help you present your finances in the best light.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Gateway was founded as an insurance brokerage in Edinburgh in 2015. Since then, we have expanded throughout Scotland and into England, and greatly increased our product offerings.
Use our affordability calculator today to get a quick, no-obligation estimate of how much you may be able to borrow and see where you stand before speaking to an adviser. It only takes a few minutes and can help you feel more confident about your next steps.
At Gateway Financial, we offer a wide range of personal and business insurance solutions to safeguard what matters most.
Shareholder protection insurance ensures surviving shareholders have the funds to purchase the deceased’s shares — keeping control of the business in trusted hands.
Show your team they’re valued with group protection packages, including life insurance, income protection and health cover for employees.
Key person insurance protects your company by providing a cash injection if a key employee or director becomes critically ill or passes away.
With critical illness cover, you’ll receive a lump-sum payment if you’re diagnosed with a covered condition, helping you focus on recovery instead of finances.
Protect your home and loved ones with mortgage protection insurance that pays off your remaining mortgage balance if you pass away during the term.
Your income is your most valuable asset. With income protection insurance, you’ll receive regular payments if you’re unable to work due to illness or injury.
Please note for these insurance products, terms and conditions apply. This information is a summary only.
You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Shareholder Protection and Group Protection are arranged by introduction only.
At Gateway Financial, our goal is to make finance personal again. Here’s what sets us apart from other mortgage brokers in Edinburgh:
Whole-of-Market Mortgage Access – We compare thousands of mortgage and finance products from across the market – including deals you won’t find online.
Independent & Unbiased Advice – Because we’re not tied to any mortgage provider, our recommendations are based solely on what’s best for you.
Save Time & Money – Our team does all the searching, paperwork, and negotiating, so you can focus on what matters most.
Trusted by Clients Across Scotland – We’re proud that so many of our clients come through referrals – a testament to our service and results.
Personal Service, Real People – We take the time to understand your needs and match you with the right solution, every time.
Our clients rate us five stars for a reason. At Gateway Financial, we combine expert mortgage advice with genuine care, helping buyers and homeowners across Edinburgh secure the right deal, stress-free. See why we’re trusted as one of the top mortgage brokers in Edinburgh.
It means we’re not limited to one lender’s products — we compare the entire market to find you the best mortgage deal available.
In most cases, the lender pays our commission, so there’s no extra cost to you for our advice.
Yes — brokers often have access to exclusive rates and specialist lenders not available directly to the public.
Absolutely. We help clients across Scotland and throughout the UK.
Many brokers, including Gateway Financial, offer free initial advice, and any fees depend on your case’s complexity. We’ll always explain our costs upfront, so there are no hidden surprises. In most situations, our fee is covered by the lender, meaning you get expert advice at no extra cost.
The approval time varies by lender, but most mortgage applications take between two and six weeks from submission to offer. At Gateway Financial, we handle the process from start to finish and keep you informed at every stage — helping you secure your mortgage as quickly and smoothly as possible.
Although we’re based in the heart of Edinburgh, our services extend throughout Scotland – from Glasgow and Aberdeen to Dundee and the Borders – and even into England. Wherever you’re based, our team can help you find the perfect mortgage or financial solution.
